Standard term deposits

VTB offers a variety of term deposit plans to meet all your investment needs. Once you choose your plan, you can either call one of the bank’s offices or regional branches, or make use of one of several electronic options – our remote banking system, secure email system or the Bloomberg or Reuters Dealing systems

Standard term deposits

VTB offers a variety of term deposit plans to meet all your investment needs. Once you choose your plan, you can either call one of the bank’s offices or regional branches, or make use of one of several electronic options – our remote banking system, secure email system or the Bloomberg or Reuters Dealing systems

Types of deposits

  • Overnight deposits
  • Under/over one year
  • Deposit with possibility of adding or partial withdrawal
  • Deposit with possibility of early withdrawal (under one year)
  • Deposit with possibility of early withdrawal (over one year)
About overnight deposits
This service is offered to corporate clients who wish to deposit their liquid ruble, US dollar or euro assets for one working day (if the deposit transaction is performed on Friday, the amount is deposited through Monday) at rates set by the treasury.
The funds can be transferred from the customer’s accounts with VTB Bank or with other banks. To perform the transaction, customers can either use traditional paper forms or one of our paperless options – our remote banking system, VTB’s secure email system, or the Bloomberg or Reuters Dealing systems
The minimum initial overnight deposit (one working day)

RUB 1 million

US$ / € equivalent

Other information
Rates are quoted daily
Denominated in
Russian rubles
Foreign currencies
Minimum initial deposit

None

Maximum amount

None

Maturity

From 2 to 1 095 days

Interest
Rate depends on the amount and maturity period of the deposit
Interest payment

Monthly or upon maturity

Funds cannot be added or withdrawn prior to maturity
Other features
  • The deposit amount can be withdrawn early if you chose this option when signing the deposit agreement
  • In case of early withdrawal, interest for the actual period of placement is accrued at the “on demand” rate effective on the date of signing of the deposit agreement
Denominated in
Russian rubles
Foreign currencies
Minimum initial deposit

RUB 2 million

US$/€ 200 000

Maximum amount

None

Maturity

From 61 to 365 days

Interest
Fixed rate depends on the amount and time of the deposit
Interest payment

Upon maturity

Other features
  • Money can be added at any time
  • Part of the deposit can be withdrawn provided a minimum balanceis maintained. The minimum initial deposit is the minimumrequired balance and cannot be withdrawn before maturity
  • The total amount added minus partial withdrawals should not exceed double the initial deposit
Denominated in
Russian rubles
Foreign currencies
Minimum initial deposit

None

US$/€ 500 000

Maximum amount

RUB 450 million

US$ 15 million or € 10 million

Maturity

60, 90, 120, 180, 270 or 360 days

Interest
Fixed rate depends on the amount and maturity period of the deposit, separately for each interest period (for deposits with maturity period of 60, 90, and 120 days the interest period is a multiple of 30 days, for deposits with maturity period of 180, 270, and 360 days the interest period is a multiple of 90 days).
Each interest period begins on the day following the day of receipt of the deposit by the Bank. The end date of the last interest period is the end date of deposit (inclusive).
Interest payment

Upon maturity or upon early withdrawal

Other features
  • The amount of the deposit can be withdrawn before maturity and even before the first interest period
  • In the event of early withdrawal, interest for the fully elapsed interest periods is paid at the agreed rate
  • Interest for the days from the end of the last full interest period until the call date is paid at the call rate
  • Funds cannot be added or partially withdrawn
Denominated in
Russian rubles
Foreign currencies
Minimum initial deposit

None

Maximum amount

None

Maturity

548 days

Interest
Fixed rate depends on the amount and maturity period of the deposit. In the event of early withdrawal, interest is paid at the agreed rate that applies to the actual term of the deposit (91, 181, 271, 365 or 456 days)
Interest payment

Upon maturity or upon early withdrawal

Other features
  • Funds can be fully withdrawn prior to maturity, but only on specific days (days 91, 181, 271, 365 or 456)
  • Funds cannot be added or partially withdrawn
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