Credit lines
VTB Bank offers revolving and non-revolving credit lines in rubles
and foreign currency
Credit lines
VTB Bank offers revolving and non-revolving credit lines in rubles
and foreign currency
About product
The client has a choice of terms and conditions for setting the interest rate:
- A fixed/floating interest rate for the entire term of the facility
- A fixed interest rate set specifically for each deal within the credit line
Information
The credit limit is determined by
- Evaluating the client's creditworthiness and legal capability
- Сredit history with the bank
- The specifics of the project to be financed
- Having accounts and a positive credit record with VTB Bank (if any) is certainly an advantage
The bank accepts the following security for its loans:
- Collateral of property, fixed assets, goods and equipment, or equity rights
- Collateral of liquid securities from Russian and foreign issuers
- Debt liabilities of the borrower s counterparts, or other assets
The security amount should cover the loan principal with interest attributable to the bank, as well as the bank s potential costs incurred from the forced sale of the collateral